Tax Advisors
Proactive tax planning, year-round.
Most accountants prepare your tax return. Heartlands' Chartered Tax Advisers (CTA) plan your tax position before the year ends — and that is where the real savings live. We act as the standing tax adviser to UK individuals, owner-managed businesses, contractors, landlords, expatriates and high-net-worth families. Our work spans Income Tax, Corporation Tax, Capital Gains Tax, dividend planning, salary-versus-dividend optimisation, R&D tax credits, EIS / SEIS, pension contributions, inheritance tax mitigation and HMRC correspondence. Every recommendation is delivered in plain English, costed against the do-nothing baseline, and documented so you understand exactly what changes, why, and what the resulting tax saving will be.
What this service does
Tax planning is the art of legally arranging your affairs to pay no more than the law requires. Heartlands' CTAs review your personal, dividend, capital, pension and inheritance positions annually — and on any significant transaction. We prepare and file Self Assessment, Corporation Tax and partnership returns, claim available reliefs, structure remuneration, advise on incorporation or disincorporation, plan property and share disposals, and represent you in any HMRC correspondence. The service runs on a fixed annual fee with unlimited email questions, so you can pick up the phone before making a decision, not after.
- Reduce lifetime tax liability across income, capital and inheritance
- File accurate returns on time, every time, with full audit trail
- Claim every relief and allowance you are legally entitled to
- Coordinate personal and corporate tax in a single strategy
- Replaces reactive year-end panic with proactive year-round planning
- Surfaces opportunities (pension, EIS, BADR, gifting) that DIY filers miss
- Provides a chartered specialist to call before any major transaction
- Coordinates remuneration, dividends and pensions across family members
Service capabilities
The measurable upside
Replaces a dozen Google searches per year with a single phone call to a chartered specialist who knows your numbers.
Most clients see annual tax savings of 5–15% of their previous bill — typically a multiple of our fee in year one.
All data exchanged via encrypted client portal; advice issued in writing with reasoning and supporting calculations.
100% on-time filing record; advance review of HMRC codes prevents PAYE coding surprises.
Annual planning meeting plus unlimited mid-year questions keep tax in step with life and business changes.
Sectors we work with
What sets Heartlands apart
Chartered partners with 15+ years across UK SMEs, owner-managed businesses and scaling startups.
ICAEW, ACCA and CTA qualified specialists handling every engagement end-to-end.
From onboarding and software setup to filing, reporting and HMRC representation — one accountable team.
Birmingham-based with a direct line to your partner. No call centres, no offshoring, no surprises.
We train your team on Xero, QuickBooks and reporting workflows, then keep the system healthy month after month.
How we deliver, end-to-end
- 01ConsultationA free 30-minute scoping call to understand goals, structure, deadlines and pain points.
- 02AssessmentWe audit your books, filings and software stack to surface risks and quick wins before quoting.
- 03PlanningA written engagement plan: scope, deliverables, deadlines and a fixed monthly fee — no hourly billing.
- 04ImplementationSoftware configured, ledgers migrated, controls set up and the team onboarded with zero downtime.
- 05TestingReconciliations, trial runs and sign-off on the first month's outputs before going live.
- 06TrainingHands-on training for your team plus written SOPs so the process is sustainable, not dependent on us.
- 07Ongoing supportContinuous filing, monthly reviews, unlimited email support and proactive deadline management.
Frequently asked questions
What our clients say
Heartlands turned our tax advisors from a year-end headache into a quiet, predictable process. Their partner-led approach is the difference.
Switched from a high-street firm and immediately recovered tax we didn't know we'd overpaid. Communication is faster, advice is sharper.
Genuinely proactive — they call us before deadlines, not the other way round. Fixed fees, no surprises and our books have never been cleaner.
Ready to talk about tax advisors?
A free 30-minute scoping call with a chartered partner. No obligation, no sales pitch — just clear answers and a fixed quote if it's a fit.